Friday, September 23, 2016

Sirf ek Sawaal....

Motilal Oswal Mutual Fund is one of the later entrants into the mutual fund space. Our approach to this market has been to be differentiated in every way.

1.     Given our 30 years plus expertise in stock picking, we decided to focus only on equity mutual funds ( as against debt, balanced etc) . Hence in 2013 we introduced our first product Motilal Oswal F25 – a large cap mutual fund. This was soon followed by MotiLal Oswal F30- a mid cap mutual fund and Motilal Oswal F35 – a multi cap mutual fund. Unlike other mutual funds we do not have a plethora of schemes.
2.     All our funds are governed by a unique investment philosophy - ‘Buy Right Sit Tight’ . Where ‘Buying Right’ means buying quality stocks at reasonable price and ‘Sit Tight’ is holding onto them for a long time to realize their full growth potential.To ‘Buy Right’ we pick stocks based on our unique QGLP stock picking process. To ‘Sit Tight’ we have an extremely focused portfolio with just 20-25 stocks. This means that we can analyse the stocks more deeply and also that is would take just 4-5 stocks in portfolio to perform well for the whole portfolio to perform well
3.     Additionally we are the only mutual fund that charges ‘No Load’ ( Entry or Exit) across all our equity mutual fund schemes; thus providing even more value to investors

This approach has lead to all our funds delivering returns that have consistently beaten the benchmark as well as been among the top performing funds in their category. And the Motilal Oswal Mutual Fund being among the fastest growing in the industry

THE COMMUNICATION CHALLENGE
Be it performance or quality, Motilal Oswal Mutual Fund is among the best kept secrets in Indian mutual funds. And therein lies the challenge. People who know of us love our products . But then very few people know of us. Despite being better than the big daddy’s we lag behind them in terms of awareness ; and hence adoption. This could be because we are the new kid on the block (less than 2 years) and our awareness may improve gradually. But then we are a brand in a hurry- a challenger who wants to disrupt the party of the large mutual fund brands and get customers to re-evaluate their current mutual fund investing decisions.  The communication objective is to hence aggressively build spontaneous awareness for Motilal Oswal Mutual Fund and move into the consideration set. If the communication can fulfill this objective, we are confident that our superior investing philosophy and performance will do the rest

OUR TARGET AUDIENCE
We aim to talk to people who know about and invest in mutual funds .

COMMUNICATION IDEA – ‘Sirf ek sawaal. Why not Motilal Oswal?’
The mutual fund communication landscape is littered with pitches around the generic benefits of helping achieve long term goals. We do not want to educate . We aim to create awareness for Motilal Oswal MF and hopefully build consideration. Mutual Fund investors are typically presented with a plethora of investing options. We aim to get them to consider Motilal Oswal Mutual Fund through the refrain – ‘Sirf ek sawaal. Why not Motilal Oswal?” The reason why they should consider Motilal Oswal ( unique Investment Philosophy, Stock Picking approach, No Load and Focused Portfolios) are elaborated on the website

The communication idea is brought alive through 3 films and a supporting digital campaign and print ads





Wednesday, January 28, 2015

THE TIME IS ALWAYS RIGHT

'As the markets rose higher and higher touching newer highs backed on the optimism generated by the overall business, political and economic factors; many investors were still out of the market. This was because they are fearful that the bull run has reached its peak or perhaps because psychologically it’s difficult to enter the market at higher levels when one stayed out thinking the previous high was the highest ever it could go. Some were fearful that given that market has risen so much it would only go down from there. While some were overwhelmed by the sudden upsurge in the market and were still confused where to invest & how much to invest; others were skeptical about the market levels. One thing common amongst many of them was that they were all trying to time the market. The overarching question – ‘Is it a good time to enter the market?’

With this consumer insight Motilal Oswal Securities Ltd  embarked on the Phase 3 of the campaign which endeavored to educate the investor that while investing in equities, the time is always right. All you need to do is ‘Buy Right & Sit Tight’


The campaign had a new TVC using the ‘Buy Right. Sit Tight’ advertising idea with the ‘Man from Motilal Oswal’ addressing various barriers with simple messages –" The time is always right to invest in equities as long as the stocks you pick are right", "Don’t fear a 10% drop in near term because if you pick the right stocks, you could actually gain a 100% in the long term", "The greatest risk of equities is… not owning them" etc

The campaign is currently on air on business news channels and on select movies in cinemas.

Here's a look at the TVC

https://www.youtube.com/watch?v=cYkC0kBO8k0

Friday, June 6, 2014

THE TIME IS NOW!

In the past 3 months, the Indian stock markets have given steller returns. The Sensex and Nifty have reached all time highs. Infact in the month of May, India has emerged as the world’s top performing stock market. There are 4 key reasons for this
1. India has a majority government after three decades: India has decisively voted BJP-led NDA to power at the center. Looking at the enormity of the mandate given to BJP and its allies, it does not look like a mandate only to improve governance and bring development, but a mandate to reset the India story for a new direction. An absolute majority has given the party a clean slate to re-write the India story for the first time in 30 years.

2. Change in management does matter: It is a well known fact that changes in senior leadership of company management brings about change in goals, direction of the company – positive or negative. This has been evident in India Inc which has witnessed senior management changes in past decade (like TCS, Axis Bank, Indusind Bank, etc), which was followed by strong returns and significant outperformance by the company. Similarly, a change in the Indian government, which under UPA regime was marked by poor governance, wide-spread corruption and policy paralysis bodes well for the market.

3. Economy: Good days ahead: Developmental focus of the new government can  help growth revive from 4.6% in FY14 to 5.5% in FY15 and further to 6.5%+ during FY16 and FY17.

4. Evaluating the ‘Market Troika’!: Markets returns are a function of three pillars Earnings, valuations and flows. And currently all of these seem attractive



Despite these factors and recent run up in equity, many  retail investors are wary of entering into equity investing. Perhaps still fearful or maybe thinking that they have missed the bus as far as the bull run goes. The current bull run provides investors a golden opportunity to make money in the stock markets. To get retail investors to act, Motilal Oswal Financial Services initiated a campaign titled 'Invest in Equities. The Time is Now'.
 

A series of fact based messages highlighting why now is the best time to invest in the equity markets were created. These messages were shared through emailers and online banners. They were also optimized for sharing through social chat sites like Whatsapp as this is the most effective way of broadcasting multiple messages through a wide network.


The campaign is also supported by a TV ad on CNBC/Awaaz and Zee Business highlighting the need to  Buy Right. Sit Tight. Right NOW. https://www.youtube.com/watch?v=6p8NxC7cuP8





A microsite www.motilaloswal.com/now has also been created to explain the rationale of investing in equities in detail and also provide consumers with a list of stocks that they should invest in right NOW
















https://www.youtube.com/watch?v=U7DnH6guOPQ

Invest in Equities



What wise men do in the beginning, fools do in the end




 


Despite past opportunities, the future holds more promises


Buy Right Sit Tight

https://www.youtube.com/watch?v=_LzjaeCvv8k

Best time to invest in equities 


Survive or thrive? 


The next big leap


Your rightful share



Power of compounding  


How to identify multibaggers
 
 
 






Thursday, November 7, 2013

MISSION: SAVE THE INVESTOR




Investors today appear to be disenchanted with equities. The reasons are not difficult to gauge. Often lay investors are drawn to equities during bull market frenzies. They simply follow the herd and bet on whatever stocks are popular, without even bothering to understand the businesses the stocks represent. They begin to wrongly equate gambling with investing. When one gamble fails to pay off, they jump to the next, hoping that will. Such a strategy is bound to backfire. When the frenzy dies down, such investors are left impoverished and disillusioned. It isn’t surprising that they move out of equities .

 

However there is ample empirical evidence indicating that equities outperform other asset classes over the long term. The BSE-Sensex has appreciated at an impressive compounded annual growth rate of 13.4% over the period April 1991 to March 2013. Add to this the tax advantages, transactional ease, liquidity and the relatively low investment threshold compared to real estate or bullion, you would realize few asset classes come even close.

 

The trick in how to make money through equities can be summed up in 4 words – Buy Right. Sit Tight.

 

As part of our overall mission to bring back people to start investing in equities in the correct manner, we have created a 360 degree campaign to educate investors around this message. The first part of this campaign is a TV ad enclosed below. The character of The Man from Motilal Oswal (first seen in our previous TVC) re-appears - this time advising disenchanted investors all over the country on how to make money by investing in equities.
 
 
To interact with investors and also get them back into the equity fold; we have also created a microsite that provides downloads, videos etc on how to invest in equities.

http://www.motilaloswal.com/save/

In addition, this site also has a live Q&A section where investors can ask questions on how to 'Buy Right, Sit Tight'. These questions are answered by Motilal Oswal advisors.( over 500 questions answered till date and over 20,000 unique visitors to the microsite)

With this initiative, we hope to not only bring investors back into the equity fold, but also provide new to equity investors a road map on how to invest and make money wisely through investing in equity as an asset class.
 

The Man from Motilal Oswal


Since its inception 25 years ago; the Motilal Oswal brand has been single mindedly focused on a brand proposition of research based advice. This execution takes the idea forward in a refreshing way. To make an intangible product like broking come alive; we have used the advisor as a tangible dimension to our service. The creative idea is to use the format of a movie trailer to present the Motilal Oswal approach to investing.The trailor interplays a storyline interspersed with our Wealth Creation philosophy(as spoken by the MOSL advisor) to present the unique research based MOSL approach. Use of a unique setting/personality of the protagonist also helps in making the ad stand out.

 

 

Wednesday, February 8, 2012

Learning from others mistakes


90% of investors lose money due  t o  m i s ta k e s  m a d e  w h i l e investing in the stock markets. We sometimes get swayed by our emotions and do not stick to our plans. That's the reason for losses and much heartburn.  Investors come to the stock market with a lot of money but no experience &  they leave with a lot of experience but no money.

But what if you could learn from someone elses experience?

That's the reason why Motilal Oswal started a unique program called 'Investor ki

Kahani, Usi ki Zubani' where investors could share problems they faced while investing and get Solid Advice  to resolve those issues.

It was also a platform where investors could learn from others mistakes and hence avoid committing them. The program received an responses from more than 1000 entries nationwide.





The mistakes people make
Of the thousands of mistakes made, the major ones were in the following areas
  1. Investing in too many small-cap/mid-cap stocks
  2. Not knowing the difference between an Investing Portfolio and a Trading Portfolio
  3. Not keeping a Stop Loss
  4. Trading in F&O without understanding the nuances

We also visited cities like Mumbai, Delhi, Kolkata, Ahmedabad & Pune as part of the first round of seminars to educate investors and got to interact with over 2600 participants across these locations. . Some of the mistakes made were taken in the form of cases and presented at road shows in different cities. Here , attendees and viewers got not only a first hand analysis and advice on the particular mistake; they also got to voice their own and get advice on the same.

All in all an investor education programme based on real examples, providing real advice which is of real value.


 

Thursday, October 28, 2010

SO WHAT ONLINE SOCIAL ANIMAL ARE YOU?

The social networking revolution only goes to furthur prove that be it the real or virtual world; man is a social animal.
 
When it comes to social networking sites in general; and Facebook in particular; we all demonstrate characteristics that can archetype us as a kind of 'social animal'.

But what social animals are we online? Here's my take.

Basis for the model

My model of 'social animal archetyping is loosely based on the well known Heylens Model. My simplistic interpretation of the Heylens Model of Needs is shown in the chart below . For those who want to understand it in detail and complexity; read about it online or join Unilever !(they live by it )
Essentially all human needs can be plotted on a basic framework - Internal VS External  &  Group VS Individual
Internal needs are more self self actualised while external needs are more societal. Group needs are more affiliative while Individual needs are more 'individual'




Here's how it works for a category like alcohol.


So how does this framework pan out for people in their social networking avtaars? Through continuous observation of the way people(including myeslf) act, post, react etc on facebook; people's needs from social networking can also be fit into a framework.

Social Need States

 I believe needs from social networking fall into four quadrants:

Individual Vs Participative
&;
Exhibitionist Vs Vouyeristic





Vouyeristic needs are those which take vicarious pleasure in reading about others lives without disclosing much about your own. Vouyers seldom if ever post things, but read everything.
Exhibitionism is all about telling the world about yourself - love me, hate me; but don't ignore me.
Individualism is all about doing your own thing. Demonstrating how different you are, the different places you have been to, the 'away from the beaten track' things you do..... and the 'free spirit' life you lead.
Participation is about continuous interaction. Of demonstrating solidarity. Of regularly commenting on status, pictures, posts etc. And of continuously pushing the 'Like' button!

These four are needs in their extremes. There would ofcourse be shades in-between.


So given this framework; there emerge 4 active social networking archetypes. There could be more (as in the alcohol example); but to keep things simple let's look at the four which are clearly differentiated from each other.



The first is the TIGER archetype. The leader. This person is fiercely individual. He does his(or her) own thing. Is not keen to try what is the latest fad on facebook; unless it interests him. He believes in doing things first, for others to follow. Be it apps, posts, pictures or a point of view.
The next is the OWL archetype.Make no mistake. This archetype is quite active on facebook, it's just that he does not post too much. Most of his time is spent observing what others are doing and saying. He sees everything and everyone; but hardly anyone sees him. Atleast not online.
The ELEPHANT archetype is the participator.He has a point of view on everything -freely comments and posts on other peoples pages. Likes to continuously keep conversations going. The bulk of his time is spent on reacting to what other people are doing rather than putting something up himself.
And lastly there's the PEACOCK; the preener. He lives to post. Be it anything - big , small or inconsequential - the world's gotta know. His life is an open book and he thrives on your reactions. The more you comment on his posts; the better he feels .....facebook for him is a cathartic experience.

I am sure you have seen some or all of these social animal traits online. As marketeers; identyfying individuals by these traits could provide a good opportunity for targetting.

But therein lies the problem.

From what I've observed. Most people are not true to one archetype in the social networking world. Today they are a Tiger, tomorrow a Peacock ; right now an Elephant and the next moment - an Owl.  While  archetypes exist; branding individuals under one is difficult; if not impossible.

So we could say in the online world the 'social animal' called man is actually a CHAMELEON - he keeps changing colour!

So how do Marketeers address this constantly changing consumer?


In category after category we see an individual consumer ; who we assume to be a certain type; exhibiting different(almost schizophrenic) behavior over a period of time. Let’s take the example of investors in stocks. Typically we see two types of consumers - Investors ( who invest in a stock and stay invested in it over a long period of time) and Traders( who buy/sell stock everyday and sometimes several times a day). However when stock market conditions change suddenly(as has been happening frequently in the past 3-4 years) we see abrupt changes in their behavior. Eg when a stock price falls temporarily in the short term, Investors sell off their stocks fearing the worst; thus turning into traders. Similarly , when stock price falls, Traders ( even those with a ‘Stop Loss’ – i.e a discipline where as a trader you cut your losses and sell) start holding onto their stocks in the hope the price will rise; thus turning into investors.

In the social networking space, the consumer is even more of a ‘moving target’. Flitting between different states depending on mood, person he’s interacting with(office colleague/attractive opposite sex/family/close friend/soulmate!), environment(at home/office/party/alone/with friends/partner etc), device through which interacting(computer/mobile/tablet & app/ web) etc etc.

So how do Marketeers address this moving target? .

By not addressing individual consumers, but addressing a social needstate.

Hence; segment consumers on social networking sites into these 4( or more) archetypes. And have brands aligned to certain archetypical mindstates ( and not a certain individual consumer). With the understanding that an individual in , say, the Tiger social needstate maybe your target consumer today but may not be so tomorrow as he may have become an Elephant that day. (No worries as he/she would be replaced by other consumers who have become Tigers for the day!) For eg If we look at the category of , say, ‘weekend entertainment’; a Tiger would be more attracted to ‘off the beaten path’ treks, the Owl archetype maybe attracted to browsing the top best sellers at a book shop, a Peacock to the ‘first day-first show’ of a much hyped movie and an Elephant to dinner out with friends. Chances are, an individual may do all of the above in the four weekends in a month! So as an adventure company, I can only target 1/4th of this individual consumer. But also 1/4th of every other who will be a Tiger that day!

Based on status updates, number of comments being posted, kind of comments being posted on a particular day ( or hour!) etc; it is technically possible to have analytics that bucket users into their real time social need state and send out relevant messaging to that bucket(privacy concerns notwithstanding). This could be the next state of targeted messaging in the online space – one of real time psychographic targeting based on social needstate.

In today’s ultra competitive marketing environment, it’s a jungle out there. Let’s see which brands become the kings of social animal targeting!